The sampling error, taking design effects from weighting into consideration, is ±3. This means that 95 times out of , the results will be within 3. The sampling error for unweighted subgroups is larger: for the 1, registered voters, the sampling error is ±4. For the sampling errors of additional subgroups, please see the table at the end of this section. Sampling error is only one type of error to which surveys are subject.

Results may also be affected by factors such as question wording, question order, and survey timing. We present results for five geographic regions, accounting for approximately 90 percent of the state population. Residents of other geographic areas are included in the results reported for all adults, registered voters, and likely voters, but sample sizes for these less-populous areas are not large enough to report separately.

We also present results for congressional districts currently held by Democrats or Republicans, based on residential zip code and party of the local US House member. We compare the opinions of those who report they are registered Democrats, registered Republicans, and no party preference or decline-to-state or independent voters; the results for those who say they are registered to vote in other parties are not large enough for separate analysis.

We also analyze the responses of likely voters—so designated per their responses to survey questions about voter registration, previous election participation, intentions to vote this year, attention to election news, and current interest in politics. The percentages presented in the report tables and in the questionnaire may not add to due to rounding. Additional details about our methodology can be found at www. pdf and are available upon request through surveys ppic. October 14—23, 1, California adult residents; 1, California likely voters English, Spanish.

Margin of error ±3. Percentages may not add up to due to rounding. Overall, do you approve or disapprove of the way that Gavin Newsom is handling his job as governor of California? Overall, do you approve or disapprove of the way that the California Legislature is handling its job? Do you think things in California are generally going in the right direction or the wrong direction? Thinking about your own personal finances—would you say that you and your family are financially better off, worse off, or just about the same as a year ago?

Next, some people are registered to vote and others are not. Are you absolutely certain that you are registered to vote in California? Are you registered as a Democrat, a Republican, another party, or are you registered as a decline-to-state or independent voter?

Would you call yourself a strong Republican or not a very strong Republican? Do you think of yourself as closer to the Republican Party or Democratic Party? Which one of the seven state propositions on the November 8 ballot are you most interested in? Initiative Constitutional Amendment and Statute. It allows in-person sports betting at racetracks and tribal casinos, and requires that racetracks and casinos that offer sports betting to make certain payments to the state—such as to support state regulatory costs.

The fiscal impact is increased state revenues, possibly reaching tens of millions of dollars annually. Some of these revenues would support increased state regulatory and enforcement costs that could reach the low tens of millions of dollars annually.

If the election were held today, would you vote yes or no on Proposition 26? Initiative Constitutional Amendment. It allows Indian tribes and affiliated businesses to operate online and mobile sports wagering outside tribal lands.

It directs revenues to regulatory costs, homelessness programs, and nonparticipating tribes. Some revenues would support state regulatory costs, possibly reaching the mid-tens of millions of dollars annually. If the election were held today, would you vote yes or no on Proposition 27? Initiative Statute. It allocates tax revenues to zero-emission vehicle purchase incentives, vehicle charging stations, and wildfire prevention. If the election were held today, would you vote yes or no on Proposition 30?

Do you agree or disagree with these statements? Overall, do you approve or disapprove of the way that Joe Biden is handling his job as president? Overall, do you approve or disapprove of the way Alex Padilla is handling his job as US Senator? Overall, do you approve or disapprove of the way Dianne Feinstein is handling her job as US Senator?

Overall, do you approve or disapprove of the way the US Congress is handling its job? Do you think things in the United States are generally going in the right direction or the wrong direction? How satisfied are you with the way democracy is working in the United States? Are you very satisfied, somewhat satisfied, not too satisfied, or not at all satisfied? These days, do you feel [rotate] [1] optimistic [or] [2] pessimistic that Americans of different political views can still come together and work out their differences?

What is your opinion with regard to race relations in the United States today? Would you say things are [rotate 1 and 2] [1] better , [2] worse , or about the same than they were a year ago? When it comes to racial discrimination, which do you think is the bigger problem for the country today—[rotate] [1] People seeing racial discrimination where it really does NOT exist [or] [2] People NOT seeing racial discrimination where it really DOES exist?

Next, Next, would you consider yourself to be politically: [read list, rotate order top to bottom]. Generally speaking, how much interest would you say you have in politics—a great deal, a fair amount, only a little, or none?

Mark Baldassare is president and CEO of the Public Policy Institute of California, where he holds the Arjay and Frances Fearing Miller Chair in Public Policy. He is a leading expert on public opinion and survey methodology, and has directed the PPIC Statewide Survey since He is an authority on elections, voter behavior, and political and fiscal reform, and the author of ten books and numerous publications.

Before joining PPIC, he was a professor of urban and regional planning in the School of Social Ecology at the University of California, Irvine, where he held the Johnson Chair in Civic Governance. He has conducted surveys for the Los Angeles Times , the San Francisco Chronicle , and the California Business Roundtable. He holds a PhD in sociology from the University of California, Berkeley.

Dean Bonner is associate survey director and research fellow at PPIC, where he coauthors the PPIC Statewide Survey—a large-scale public opinion project designed to develop an in-depth profile of the social, economic, and political attitudes at work in California elections and policymaking. He has expertise in public opinion and survey research, political attitudes and participation, and voting behavior.

Before joining PPIC, he taught political science at Tulane University and was a research associate at the University of New Orleans Survey Research Center. He holds a PhD and MA in political science from the University of New Orleans.

Rachel Lawler is a survey analyst at the Public Policy Institute of California, where she works with the statewide survey team. In that role, she led and contributed to a variety of quantitative and qualitative studies for both government and corporate clients. She holds an MA in American politics and foreign policy from the University College Dublin and a BA in political science from Chapman University.

Deja Thomas is a survey analyst at the Public Policy Institute of California, where she works with the statewide survey team.

Prior to joining PPIC, she was a research assistant with the social and demographic trends team at the Pew Research Center. In that role, she contributed to a variety of national quantitative and qualitative survey studies.

She holds a BA in psychology from the University of Hawaiʻi at Mānoa. This survey was supported with funding from the Arjay and Frances F. Ruben Barrales Senior Vice President, External Relations Wells Fargo.

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For UK investors, trading with binary options is a tax free form of investment with very quick results — minutes rather than months or years. During however, European regulators have prohibited the sale or promotion of binary and digital options to retail investors in the EEA.

This includes the UK. Only professional clients or professional accounts are now permitted to trade binaries with regulated firms.

A professional trader must meet 2 of these 3 criteria:. Unregulated firms may not adhere to the new ESMA rules, and will continue to accept UK traders. This does increase risk for the trader, and makes finding a trustworthy broker even more important. It is however, possible to find brokers regulated outside of the EU that will accept EU traders, and are still regulated by respected bodies. Most brokers are regulated, offering consumers the sort of protection they would expect while using financial instruments of this type.

Returns from binary trading are also currently viewed as tax free by HMRC. Binary option meaning — Binary options are a derivative, traded on any asset or market. Even cryptocurrencies such as Bitcoin or Ethereum can be traded. The main difference between more traditional stockbroker trades, and binaries, is the clear identification of risk and reward before the trade is made.

An investor knows exactly how much is at risk, and crucially, also knows the exact value of any potential returns. No calculator, formula, or maths degree is needed to work out profit and loss on a binary option. The only decision for a trader is if the value of the underlying asset will rise or fall.

The degree of the price change is not important. The trader is purely speculating on whether the price will be higher or lower than the current price, at a specific time in the future. Short term price movement can be triggered by news stories or headlines, quarterly statistics, buyout rumours or even global security fears. Where trades can be closed, redeemed or sold mid-trade, payouts have absolute figures of 0 and and prices move between as the market dictates — until closure.

Every binary option is offered with an expiry time. This is the point at which the trade will end. Generally however, a binary option is used for short term trading — usually under 30 minutes 5 minutes are the most popular. Longer term expiries — and the element of fixed risk — does make them useful tools for hedging or diversifying other holdings.

Payouts change dependant on the asset and the expiry time. Differences can be significant so traders looking to use binary options long term, need to shop around to find the best payout for the asset class or classes they intend to trade. When watching video tutorials, ensure you know the source or creator of the video. Brokers may produce promo videos that appear to show profits being made easily.

Although binary trading is in a period of growth, it remains a relatively unknown product. Over time, this is likely to change. As digital options as they are also known offer a very simple fiscal arrangement. They are a legitimate way to play the financial markets. There is however, no leveraged exposure with a binary trade, so the risk and reward ratio is also simple to manage. Binary options suffer from a poor reputation.

This is basically a result of dishonest and irresponsible marketing and cyber crime, more than an issue with the product itself. With tighter regulation, and a better understanding by the wider public, these options can — and will — move into the financial mainstream. Which was where they originally developed. While FCA regulated agents and businesses may still have their flaws and faults, they are not fraudsters. Read our section on avoiding scam brokers below. Many of the advantages of using binaries are related or linked.

Here we list some of the benefits to using this form of investment — not just for the retail investor, but also to the market makers or brokers:.

Managing risk when trading binary options is clear cut. The amount of the trade is the full amount that is at risk. This clarifies the risk not only for the trader, but for the broker too. Their pricing model reflects the accurate knowledge of their liability. The certainty of risk provides a solid foundation for brokers to work within and manage.

This leads to low trading feed, tighter spreads and higher payouts. To protect themselves further, they may use a liquidity provider or hedge their own positions. The expensive broker costs of clearing houses becomes unnecessary. Leverage, or gearing, is not generally available with binary trading. This benefits the broker again, as it means all trades must be funded in full.

In other words, no trader can default on a trade. With leverage, if things go wrong, there is a real risk of the broker not being paid. This is a big difference vs spot forex or spread betting. Layers of complexity can be added to the standard fixed payout option.

A binary trade offers the greatest level of flexibility. They even provide a mechanism to speculate on a market remaining flat, arbitrage, or to take a view on the trade volume of the underlying asset.

Again, these robots attract many of the undesirable operators, and the automatic nature of the trades increasing risk further. New traders should be especially careful. An alternative approach is for traders to build their own robots using their own entry points.

A growing number of brokers now offer traders the ability to put their own trading robot or program together, using simple tools. Binary trading itself is legitimate, and not a scam. There are however, brokers and signal providers that are untrustworthy and operate scams or frauds.

It is important not to write off the concept of binary trading, purely based on dishonest brokers. These fraudsters continue to drag down the image of this form of trading. Regulators, and rule makers are slowly starting to get to grips with these operations and the industry is being cleaned up. If you want to complain about an operator to our watchdog, please let us know via our Contact Us page. Being aware of the above methods should help those new to binary trading to avoid the less responsible brands.

Improved regulation and more awareness should hopefully reduce these types of complaints. This in turn can allow binaries to move forward. Already fallen victim? The services of MyChargeBack. com might be of help. The recent ban of binaries in the EU is ill-thought out, and could well end up pushing more traders towards scams. Our strategy pages covers over 20 known systems, drawn from a range of forum and club chats, plus expert tips and advice.

From high risk Martingale, to intricate systems like the Rainbow. We also cover more specialist subjects, like forex , technical analysis , the best price action indicators, trading signals and winning strategy.

All this is aimed to help you gain an edge, and win. Signals are an alert, sent to traders. They are designed as a trading tool, helping traders to spot opportunities.

They can be communicated via a range of methods — email, SMS or from a live signal website or group. Much of the irresponsible marketing associated with binary scams is linked to signals — or auto trading robots utilising them. There are some very good providers out there too. However, in general, learning how to trade binaries is a safer route than using signals to compensate for a lack of trading knowledge. Sometimes, but rarely in isolation. Some providers deliver a combination of education alongside signals and that represents a good mix.

Traders must be able to fully assess a signal before they can judge the quality of them. We also highlight some of the best providers on the signals page. A binary option can be used in a number of ways, and across a huge array of commodities and markets.

This means finding the best dealer, best account, or best trading platform, really depends on the needs of the individual investor. For example, some brokers may focus on forex foreign exchange and trading the Japanese Yen, Euro or sterling.

Others may be strong on commodities and only offer a handful of FX markets. White label platform providers such as SpotOption, Tradologic or TechFinancials also dictate what products the host site can offer, so a proprietary broker with a bespoke design might be preferable.

Payment methods merit some thought — if traders want to use Skrill, Paypal, Neteller or Wire transfer, they need to check the broker delivers that. Mobile trading apps delivered by brokers or binary agents can vary in quality too.

Some specifically program for the features of specific models, like iPad or iPhone. Others ensure cross platform compatibility, catering for android, blackberry and windows tablets and devices. Some traders may have tailored demands for any hand held app, others less so. Trade size limits may point some investors either to, or away from, certain trading accounts.

Are you very satisfied, somewhat satisfied, not too satisfied, or not at all satisfied? Democratic Sen. Some may prefer a pdf file or spreadsheet on the subject, while others will learn most from diving in and getting some hands on experience. Lisa García Bedolla Vice Provost for Graduate Studies and Dean of the Graduate Division University of California, Berkeley. The most significant fear from progressive lawmakers and consumer groups is that the CFPB could see its resources chopped if left to the whims of Congress.

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